With EHMP, employers can reduce workers’ comp premiums and payroll taxes while giving employees more benefits — all without changing carriers or reducing take-home pay.
Because workers’ comp premiums are based on gross payroll, the EHMP structure reduces your payroll basis — lowering workers’ comp costs by as much as 30–40% depending on your state.
👉 What you get: a leaner, more cost-efficient workers’ comp bill.
On average, employers save about $630 per employee, every year, thanks to FICA payroll tax savings. The larger your workforce, the bigger the savings.
👉 What you get: predictable, recurring tax savings that add up quickly.
Savings aren’t the only benefit. By offering guaranteed-issue supplemental coverage and 24/7 telehealth services, you strengthen your employee benefits package — improving morale, boosting retention, and helping attract new talent.
Employees receive ancillary and supplemental benefits that traditionally they are responsible for paying out of pocket. With the SICMMP, they can access the same benefits without reducing their take-home pay. Health history can sometimes be a barrier but with our program it’s no longer a barrier
👉 What you get: a competitive edge in hiring and retention.
Download our official EHMP Program Overview to explore employer savings, compliance, and benefit highlights in one detailed guide.